Edcel.net – mind games

Yes, a bag of change. I had to take out my loose change that has accumulated to a sum over the past 3 months in order to survive until next payday. Somehow, bills and statements have been piling up here, there and everywhere (like The Beatles’ song, harhar) and now tightening my belt is the only option left; or breaking my piggy bank into pieces (in this case, bring out the bag of coins). Not that I’ve been spending too much on unnecessary expenses as a few people know that I haven’t been wasting money; though it is debatable since a few others think that giving it to another person is crazy as it could’ve been spent for something more useful.

I figured I’d keep all the coins that I’d get from purchases and fares. From quarters to tens, I’d save them all. It’s all about rotation of cash, baby; it’s all about raking it in. I’m just glad I have blogging as a sideline so I wouldn’t scratch my head too much to worry about where I’m going to get my next funds. I’ll be living off with this bag until I can find some replacement. I’m not really the best advice-giver when it comes to money but I’m not losing sleep because of this either. For now, I can only wait until I’ll be full again; or at least feel one.

So much for my Kaizen training.
At least one of those small goals has a purpose.

Easy come, easy go.

Where did all the money go?

The loan was processed the other day, now it’s all gone. 57K is not an easy amount, but if it would be put to good use then I would feel a lot better. Still, money is really a perfect assistant of a magician, they can pull off a disappearing act without magic dust nor even a cloth to conceal the trick; it’s that quick!

It’s the first payday in my stay here in the company where I feel like I’m broke already. The money is already allocated for a number of bills that are on my list. It’s a good thing that I have some back-ups through blogging but I don’t want to use them just because I should spend within my budget.

Somehow I feel like I’m wasting a lot of money. But I know this shouldn’t be my mentality. Instead of wondering what happened, I should focus on what I should do to replenish.

Come to me money.

I like my Elementary Accounting class. It’s the only subject I have this semester that makes more sense since it’s all about numbers and making sense out of them. I wouldn’t have to wonder how to find the derivative or the integral of the limit of x as it passes to the y axis as it’s just about being able to make ends meet and equal. Simple arithmetic and a little logic or common sense. My Math hasn’t reached it’s peak but it’s already slowing down on me that’s why I need to get back to basics.

Speaking of basics, we’ve been having trouble at home already. I don’t know how many times I’ve talked about the situation we’re in but I guess there’s no other way to release stress except for blogging especially for a guy like me who doesn’t really have anyone to talk too as much (though it’s mostly my fault). Going back to the issue, we don’t have any form of documentation when it comes to income and expenses that it’s terribly hard to allocate money and distribute them appropriately.

I need an accounting program or at least any budget software that would help me calculate how much I need to spend in order to have a more stable list of assets. There are 7 people (minus 2 since my brother is in my hometown and me for moving out on my own) and when the parents don’t have any job and the rest are consuming how much per day, it’s really difficult. Doing the addition and subtraction may be easy but creating a financial plan will require a professional in my opinion anyway.

I have the money to my folks already. The moolah that I was able to earn and save and rotate because of blogging and making sure that I will be able to go to school this semester. It’s the money that I used to open a savings account, pay off old debt and buy some stuff for myself. However, since I gave it to them, I’m hoping that it will be in good hands; not in some other dealer’s pocket.

It will be upsetting to know that but I should be keep in mind that once I gave it away, there shouldn’t be any regret nor feeling of wanting it back.

I’m praying that it will help them so that I won’t get squeezed again.

I’ve already paid the remaining amount in school. Now, I’m about to submit the remaining requirements to get the money I shelled out back. The company has a reimbursement plan and I’m crossing my fingers that I’m still going to get the cash back within the year.

At least I’m not updated, I can’t imagine how long I’ve waited in order to get the money that I used. I’m glad there’s blogging as well. It helped me give a capital to use in order to rotate my status in school and maximize opportunities.

Now, I shouldn’t screw this up. One single failure will cause everything to fall into pieces. I just need to maintain this momentum until the end of the school year. March is almost here anyway, but I have to savor December first.

Stop being so foolish, Ed. You can’t let salespersons drive you to their direction; even if they do it for a living. Now you’re going to suffer the consequences of getting your money back which will definitely take a lot of time, energy and money.