I almost applied for a loan in order to get a house for myself. At 23, it would already be a good investment for me considering that I don’t really have a home I can call my own. My parents also don’t own any type of property that’s why it would be nice that they also have a place to live and not pay rent every month. But somehow at the time, I backed out. I said goodbye to the reservation fee and had to wonder what I had to do in order to be more prepared next time when I’ll finally decide to get a mortgage.